{"id":803,"date":"2016-03-08T12:59:19","date_gmt":"2016-03-08T12:59:19","guid":{"rendered":"https:\/\/www.ls2group.com\/?p=803"},"modified":"2024-11-05T17:04:58","modified_gmt":"2024-11-05T17:04:58","slug":"saving-money-and-paying-fewer-taxes","status":"publish","type":"post","link":"https:\/\/www.ls2group.com\/zh\/2016\/03\/saving-money-and-paying-fewer-taxes\/","title":{"rendered":"\u7701\u94b1\u7701\u7a0e"},"content":{"rendered":"

\u6bcf\u5e74\u7684\u8fd9\u4e2a\u65f6\u5019\uff0c\u5927\u591a\u6570\u4eba\u8981\u4e48\u975e\u5e38\u9ad8\u5174\uff0c\u8981\u4e48\u975e\u5e38\u6cae\u4e27\u5730\u62a5\u7a0e\u3002\u65e0\u8bba\u60a8\u7684\u60c5\u51b5\u5982\u4f55\uff0c\u8fd9\u90fd\u662f\u8fdb\u884c\u8d22\u52a1\u68c0\u67e5\u7684\u597d\u65f6\u673a\u3002<\/p>\n

\u5bf9\u4e8e\u90a3\u4e9b\u5e0c\u671b\u660e\u5e74\u5c11\u7f34\u7a0e\u7684\u4eba\uff0c\u8fd9\u91cc\u6709\u51e0\u4e2a\u7b80\u5355\u7684\u6b65\u9aa4\u6765\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\uff1a<\/p>\n

    \n
  1. \u786e\u4fdd\u60a8\u4e3a 401k \u8ba1\u5212\u548c IRA \u505a\u51fa\u5c3d\u53ef\u80fd\u591a\u7684\u8d21\u732e\u3002\u5bf9\u4e8e 2016 \u5e74\uff0cIRS \u5bf9\u60a8\u7684 401k \u8ba1\u5212\u7684\u6700\u5927\u4f9b\u6b3e\u4e3a\u6bcf\u6708 $18,000 \u6216 $1,500\u3002\u5982\u679c\u60a8\u5728 2016 \u5e74\u5e74\u6ee1 50 \u5c81\u6216\u5df2\u7ecf 50 \u5c81\u6216\u4ee5\u4e0a\uff0c\u60a8\u53ef\u4ee5\u5728 2016 \u5e74\u671f\u95f4\u989d\u5916\u4f9b\u6b3e $6,000\uff0c\u603b\u8ba1 $24,000\u3002\u7528\u7a0e\u524d\u7f8e\u5143\u4f9b\u6b3e\u7ed9\u9000\u4f11\u8ba1\u5212\u610f\u5473\u7740\u60a8\u6b63\u5728\u4e3a\u9000\u4f11\u50a8\u84c4\uff0c\u5e76\u51cf\u5c11\u60a8\u7684\u9000\u4f11\u91d1\u3002\u60a8\u4f9b\u6b3e\u671f\u95f4\u7684\u5e94\u7a0e\u6536\u5165\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7\u85aa\u6c34\u8d21\u732e\u7a0e\u540e\u7f8e\u5143\u3002\u8fd9\u88ab\u79f0\u4e3a\u7f57\u65af\u9000\u4f11\u8ba1\u5212\u4f9b\u6b3e\u3002\u867d\u7136\u5b83\u4e0d\u4f1a\u51cf\u5c11\u60a8\u7684\u5e94\u7a0e\u6536\u5165\uff0c\u4f46\u5b83\u6709\u52a9\u4e8e\u589e\u52a0\u60a8\u7684\u9000\u4f11\u8ba1\u5212\u4f59\u989d\uff0c\u5e76\u4e3a\u60a8\u9000\u4f11\u540e\u63d0\u53d6\u7684\u91d1\u989d\u8282\u7701\u7a0e\u91d1\u3002\u8bf7\u52a1\u5fc5\u4ec5\u8d21\u732e\u60a8\u53ef\u4ee5\u8d1f\u62c5\u5f97\u8d77\u7684\u91d1\u989d\uff0c\u56e0\u4e3a\u60a8\u65e0\u6cd5\u4ece 401k \u4e2d\u63d0\u53d6\u8d44\u91d1\u800c\u6ca1\u6709\u7f5a\u6b3e\u548c\u5229\u606f\uff0c\u76f4\u5230\u60a8\u5e74\u6ee1 59\u00bd \u5c81\u3002<\/li>\n
  2. \u5982\u679c\u60a8\u5411\u516c\u53f8\u9000\u4f11\u8ba1\u5212\u7f34\u7eb3 IRS \u7684\u6700\u9ad8\u5141\u8bb8\u91d1\u989d\uff0c\u60a8\u6216\u8bb8\u53ef\u4ee5\u5411 Roth IRA \u7f34\u7eb3\u7a0e\u540e\u7f8e\u5143\u3002\u5982\u679c\u60a8\u5728 2016 \u5e74\u672a\u6ee1 50 \u5c81\uff0c\u60a8\u7684\u6700\u9ad8\u91d1\u989d\u4e3a $5,500\u3002\u5982\u679c\u60a8\u5e74\u6ee1 50 \u5c81\uff0c\u60a8\u7684\u9650\u989d\u4e3a $6,500\u3002\u867d\u7136 Roth IRA \u7684\u6350\u6b3e\u4e0d\u4f1a\u5728 2016 \u5e74\u4e3a\u60a8\u8282\u7701\u4efb\u4f55\u7a0e\u6b3e\uff0c\u4f46\u60a8\u9000\u4f11\u540e\u7684\u652f\u51fa\u5c06\u4e0d\u4f1a\u88ab\u5f81\u7a0e\uff0c\u800c\u4e14\u8fd9\u4e9b\u8282\u7701\u7684\u91d1\u989d\u5e94\u8be5\u662f\u53ef\u89c2\u7684\u3002<\/li>\n
  3. \u8bf7\u52a1\u5fc5\u5728\u590f\u672b\u6216\u521d\u79cb\u4e0e\u7a0e\u52a1\u4e13\u4e1a\u4eba\u58eb\u4f1a\u9762\u3002\u4e0e\u4ed6\u6216\u5979\u8c08\u8c08\u60a8\u76ee\u524d\u7684\u6536\u5165\uff0c\u4ee5\u53ca\u60a8\u5728 2016 \u5e74\u9884\u671f\u7684\u652f\u51fa\u3002\u4ed6\u6216\u5979\u53ef\u4ee5\u4f30\u7b97\u60a8\u53ef\u4ee5\u9884\u671f\u7684\u9000\u6b3e\u6216\u4ed8\u6b3e\u91d1\u989d\uff0c\u4ee5\u53ca\u60a8\u53ef\u4ee5\u4e3a\u7f57\u65af IRA \u4f9b\u6b3e\u7684\u91d1\u989d\u3002\u5982\u679c\u60a8\u9884\u8ba1\u5728\u5e74\u5e95\u7eb3\u7a0e\uff0c\u60a8\u6709\u8db3\u591f\u7684\u65f6\u95f4\u8c03\u6574\u60a8\u5269\u4f59\u7684 2016 \u5e74\u85aa\u6c34\uff0c\u4ee5\u6263\u9664\u66f4\u591a\u7684\u7a0e\u6b3e\uff0c\u4ece\u800c\u51cf\u8f7b\u60a8\u5411 IRS \u652f\u4ed8\u4e00\u5927\u7b14\u652f\u7968\u7684\u8d1f\u62c5\u3002\u6216\u8005\uff0c\u60a8\u53ef\u4ee5\u5728 2016 \u5e74\u5269\u4f59\u65f6\u95f4\u8fdb\u884c\u4e00\u4e9b\u6148\u5584\u6350\u8d60\uff0c\u8fd9\u6837\u53ef\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u60a8\u9700\u8981\u5411 IRS \u652f\u4ed8\u7684\u91d1\u989d\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u5982\u679c\u4f60\u5fc5\u987b\u5199\u4e00\u5f20\u652f\u7968\uff0c\u4f60\u662f\u613f\u610f\u628a\u5b83\u5199\u7ed9\u4f60\u9009\u62e9\u7684\u6148\u5584\u673a\u6784\u8fd8\u662f\u7f8e\u56fd\u56fd\u7a0e\u5c40\uff1f<\/li>\n<\/ol>\n

    \u56de\u5230\u9000\u4f11\u50a8\u84c4\uff0c\u65e0\u8bba\u60a8\u662f\u5728\u7a0e\u524d\u8fd8\u662f\u7a0e\u540e\u4f9b\u6b3e\uff0c\u90fd\u6709\u5229\u6709\u5f0a\u3002\u5355\u51fb ADP \u56fe\u8868\u4ee5\u67e5\u770b\u6bcf\u4e2a\u56fe\u8868\u3002\u6b64\u5916\uff0c\u6700\u597d\u54a8\u8be2\u4e13\u4e1a\u7684\u8d22\u52a1\u987e\u95ee\uff0c\u4e86\u89e3\u54ea\u79cd\u7c7b\u578b\u7684\u4f9b\u6b3e\u9002\u5408\u60a8\u3002<\/p>\n

    \u786e\u4fdd\u60a8\u4e0d\u4f1a\u5ffd\u89c6\u5c06\u6bcf\u7b14\u85aa\u6c34\u5b58\u5165\u50a8\u84c4\u6216\u8d27\u5e01\u5e02\u573a\u8d26\u6237\u7684\u8d44\u91d1\u3002\u867d\u7136\u8fd9\u6ca1\u6709\u8282\u7a0e\u7684\u597d\u5904\uff0c\u4f46\u7d2f\u79ef\u50a8\u84c4\u53ef\u4ee5\u5e2e\u52a9\u60a8\u4e3a\u610f\u5916\u5f00\u652f\u505a\u597d\u51c6\u5907\uff0c\u4f8b\u5982\u5927\u7b14\u6c7d\u8f66\u7ef4\u4fee\u8d39\u7528\uff0c\u6216\u8005\u5982\u679c\u60a8\u8981\u642c\u5230\u65b0\u516c\u5bd3\uff0c\u5219\u9700\u8981\u652f\u4ed8\u4fdd\u8bc1\u91d1\u3002\u50a8\u84c4\u63d0\u4f9b\u8d22\u52a1\u4fdd\u969c\u3002\u7406\u60f3\u7684\u50a8\u84c4\u4f59\u989d\u662f\u4e09\u5230\u516d\u4e2a\u6708\u7684\u5b9e\u5f97\u5de5\u8d44\u3002\u5982\u679c\u60a8\u6ca1\u6709\u50a8\u84c4\u8d26\u6237\u4f59\u989d\uff0c\u90a3\u4e48\u5c06\u76ee\u6807\u5b9a\u4e3a\u5728 2016 \u5e74\u5e95\u4e4b\u524d\u8282\u7701\u4e00\u4e2a\u6708\u7684\u5b9e\u5f97\u5de5\u8d44\u3002\u50a8\u84c4\u5feb\u4e50\uff01<\/p>","protected":false},"excerpt":{"rendered":"

    At this time of the year, most people are either really happy or quite depressed to file their taxes. Regardless of your situation, this is a good time for a financial check-up. For those who wish to pay less in taxes next year, here are a few simple steps to make that happen: Make sure… <\/a><\/p>","protected":false},"author":1,"featured_media":805,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[13,86,129,172,220,224,225,239,240],"class_list":["post-803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-401k","tag-finance","tag-irs","tag-money","tag-retirement","tag-roth-ira","tag-savings","tag-tax-return","tag-taxes"],"_links":{"self":[{"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/posts\/803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/comments?post=803"}],"version-history":[{"count":2,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/posts\/803\/revisions"}],"predecessor-version":[{"id":3485,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/posts\/803\/revisions\/3485"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/media\/805"}],"wp:attachment":[{"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/media?parent=803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/categories?post=803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ls2group.com\/zh\/wp-json\/wp\/v2\/tags?post=803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}